AlphaJuri
A αlphajuri compra o RPV de honorários que você já ganhou. Análise em minutos, proposta em até 48h e dinheiro na sua conta em até 72 horas. Sem dívida, sem cartório, sem regresso.
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Purchase, Not a Loan: How an RPV Fee Assignment Works
Buying a receivable and lending money against it are two different operations. Here is what changes for a lawyer who assigns an RPV fee already won: no debt, no notary, no recourse — analysis in minutes, proposal within 48 hours, money in the account within 72 hours.
In short
A purchase, not a loan, is a transaction in which a buyer acquires an existing receivable outright — in AlphaJuri's case, the RPV fee the lawyer has already won — paying for it now instead of advancing money against it, so the operation leaves no debt, no notary step and no recourse against the lawyer.
- Ownership changes handsIn a purchase, the receivable is assigned to the buyer; nothing is owed back.
- Price is fixed upfrontThe proposal states one amount, paid once, with no instalments and no balance to settle later.
- No recourse by designIf the public entity pays late, the delay belongs to the buyer, not to the lawyer.
- Three named timingsAnalysis in minutes, proposal within 48 hours, money in the account within 72 hours.
What "purchase, not a loan" means
A purchase moves an asset. A loan moves money against an asset. That is the whole distinction, and it decides everything that comes after: who owns the receivable, who waits for the public entity, and what is left on the lawyer's books when the operation ends.
In an RPV fee assignment, the lawyer already holds something concrete: fees recognised in a Requisição de Pequeno Valor, with the work done and the decision in hand. What is missing is the date. The purchase swaps that future date for a present one. AlphaJuri acquires the RPV fee receivable and pays the agreed amount; the lawyer stops being the party who waits. Nothing is advanced to be returned, because nothing was lent.
- The receivable is assigned; the buyer becomes the holder.
- The price is agreed once, in the proposal, and paid once.
- There is no instalment plan and no outstanding balance.
- The official payment date stops being the lawyer's problem.
Lending and buying are different operations
When money is lent, the borrower keeps the asset and gains an obligation. The obligation has a schedule, a cost of carrying it, and a counterparty entitled to be paid back whatever happens to the asset. That is why lending always asks a second question: what happens if the expected money does not arrive on time?
When a receivable is purchased, that second question has no addressee on the lawyer's side. The asset left the office. The buyer paid for it and now holds the position in the queue, including the risk that the queue moves slowly. This is what "no recourse" means in practice: the buyer cannot come back and ask the lawyer to cover a late or frustrated payment by the public entity.
The practical consequences for a law firm are blunt. A purchase does not add a liability line. It does not require a guarantor. It does not require a notarised instrument. The operation is documented as an assignment of the receivable between the lawyer and the buyer, and it closes. AlphaJuri states the frame plainly: no debt, no notary, no recourse.
The same logic explains why the conversation is short. There is no repayment capacity to assess, because there is no repayment. The analysis looks at the RPV itself — what was recognised, for whom, and in which stage.
Why waiting for the official date hurts
The fee is already won. The problem is that a law firm's costs do not run on the public entity's calendar. Salaries, rent, court expenses and taxes arrive monthly; the RPV arrives when it arrives. That gap is where most firms improvise — and improvising is expensive in ways that do not show up as a number.
- Frozen capitalFees recognised but unpaid cannot hire, cannot fund a new case and cannot absorb a bad month.
- Case selection distortedA firm short on cash takes the matter that pays fast, not the matter it handles best.
- Timing you do not controlThe lawyer can track the process, but cannot move the date the entity pays.
A fee you have already won and cannot yet use is an asset that works for someone else's schedule.
Analysis in minutes, proposal in 48 hours
The purchase runs in three named steps, and the brand uses them as the whole commercial argument because they are the operation itself, not a promise around it.
First, analysis in minutes. The documents of the RPV are reviewed to confirm the fee, the stage and who holds it. Second, a proposal within 48 hours, stating one amount for the receivable — the price is below face value, because the buyer is the one who will wait, and it is written in the proposal before anything is signed. Third, money in the lawyer's account within 72 hours of acceptance.
There is no step in that sequence that sends the lawyer to a notary, no step that asks for a guarantor, and no step that creates an obligation to pay anything back. The full sequence is described on the page about how the operation works, and a first estimate can be run through the simulator.
If the proposal does not work for the firm, the operation stops there. The lawyer keeps the receivable and the original date.
What the purchase does not change
It does not change the case. The RPV already reflects a decision; the assignment concerns the fee receivable, not the merits, not the client's share, and not the lawyer's conduct of the matter.
It does not change the lawyer's relationship with the court or the public entity. The requisition follows its own course and its own calendar. What changes is who is at the end of that line when the payment is released.
It does not create a continuing relationship. A purchase closes. There is no monthly review, no renewal, no second operation triggered automatically. If the firm has another RPV later, it is a new analysis and a new proposal.
Questions about who may assign fees — and whether the client is part of that decision — belong to a different discussion, and the brand covers it separately in this article on assigning fees.
Where AlphaJuri fits
AlphaJuri buys the RPV fee the lawyer has already won. That is the entire product. It is not a bank, not a personal lending operation, not a collections office, and it does not work with notaries.
The reason the brand insists on the word "purchase" is not vocabulary hygiene. It is the description of what the lawyer is left with afterwards: the money in the account, and nothing else. No balance, no schedule, no obligation to cover a delay by the public entity.
For a firm with fees recognised in RPV, the decision is narrow: keep the receivable and wait for the official date, or assign it and use the money now. The analysis takes minutes, the proposal comes within 48 hours, and the payment lands within 72 hours. To start, use the contact page.
FAQ
Is this borrowing or selling?
Selling. The lawyer assigns an RPV fee receivable that already exists and receives the agreed amount for it. Nothing is lent, so nothing is repaid — there are no instalments and no balance after the payment.
Does the assignment appear as a liability for the firm?
No. A purchase transfers an asset out of the firm and brings money in. Because there is no obligation to return anything, the operation does not create a liability line, a guarantor requirement or a notarised instrument.
What happens if the public entity pays the RPV late?
The delay belongs to the buyer. AlphaJuri operates without recourse: once the receivable is purchased, the lawyer is not asked to cover a late payment or to return any part of the amount received.
How long does the whole process take?
Analysis in minutes, a proposal within 48 hours, and money in the lawyer's account within 72 hours after acceptance. If the proposal is declined, the firm keeps the receivable and the original payment date.
Do I receive the full face value of the RPV?
No. The price is stated in the proposal and is below face value, because the buyer takes on the wait for the public entity's payment. The amount is fixed before anything is signed, with no variable component added later.